On The Advantages of Defined Contribution Plans: Commentary on Ghilarducci

On The Advantages of Defined Contribution Plans: Commentary on Ghilarducci

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Teresa Ghilarducci's paper on social investing by pension funds l calls for greater union involvement in pension fund management, and favors social investing of the sort advocated by Assistant Labor Secretary Olena Berg. I believe that the paper presents interesting and valuable insights, but that it is ultimately unpersuasive as a brief for reform of U.S. pension policy. In making her case, Professor Ghilarducci contrasts two economic models of pension fund investing, one which she refers to as the "finance" model and the other as the "contract" model. The finance model, which Professor Ghilarducci associates with the work of John Langbein, draws on the Efficient Markets Hypothesis (EMH), the theory of portfolio investing, and the Capital Asset Pricing Model (CAPM) to derive concrete policy prescriptions about the governance of pension fund assets.

Source Publication

Employee Representation in the Emerging Workplace: Alternatives/Supplements to Collective Bargaining: Proceedings of New York University 50th Annual Conference on Labor

Source Editors/Authors

Samuel Estreicher

Publication Date

1998

On The Advantages of Defined Contribution Plans: Commentary on Ghilarducci

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